at the bottom of the reply box is a button marked "Full Editor" if you are in the quick editor. Click it.
From there, if you scroll down you will see a button marked "choose file. Click it.
then select your pic (must be no bigger than 800 x 600)
Then also down the bottom click "Add the file"
Then just under the box where you write your text you will see a button that says something like "place inline" or something. put the cursor where you want the pic to go, then click that and your picture will be put there.
See, only 400 easy steps
And welcome, you'll love it here.
If your thinking about doing IBC systems you might want to download this and have a read... 
