Hi Bunja,
no it is not a dumb question. One issue with AP is the myriad of setups that all function and in cases are variously better than each other under different circumstances. Also the forum is a bit of gold mine with lots of buried treasure mixed in with lots of overburden...
(a) The basic design/s that use a sump are CHIFT-PIST and CHOP/CHOP2 systems. A google search on these will bring up lots of images from all over the web. You can also search within this forum for lots (and lots and lots) of information.
eg. I googled 'chift pist' and 'chop2' and got results and a lot of images.
This forum tends to favour CHIFT-PIST. There are various posts that cover the whys and wherefors...
and it is not my desire to start another new argument for or against here - search and ye shall find the full spectrum of opinion.
there is a glossary at
http://www.backyardaquaponics.com/information/glossary/ which has the appropriate title subject text of "What an earth is a SLO or a CHIFT PIST system...."
The forum also has some dedicated threads eg.
viewforum.php?f=14CHIFT PIST - basically Constant Height (water level) in Fish Tank Pump in Sump Tank <<< what you probably want.
CHOP - Constant Height One Pump (with a few variants eg. CHOP2)
so the short answer is you only need one pump *BUT* it must be matched to your Fishtank and sump tank size.
(b) how does the piping work...
as above see the images that get thrown up with Google (and also on this forum in the various systems).
basically you have a SUMP, FISH TANK and GROW BEDS.
water is pumped from the sump to the fish tank.
the fish tank water level 'over tops' into a large diameter pipe that is then fed to the grow beds.
the grow beds drain back to the sump.
there is only one pump and it is in the sump. If the pump fails or sump runs dry then the fish tank (and often grow beds) remain full - the inherent appeal of the system
you can run the system with either continuous flow (pump running 24/7) or with a timer.
you can run the system as a continuous flood, as a timer flood and drain, or as a siphon flood and drain.
one trick of the typical CHIFT-PIST system is to promote the removal of waste from the bottom of the tank using a SLO (Solids Lift Overflow). In this case the overflow pipe goes all the way to the bottom and hydraulic/hydrodynamic head is used to force water into the bottom of the pipe and out of the top (the overflow point controls the fish tank water level).
Search SLO on the forum....
some recent diagrams can be found towards the end of Sydney Chicks thread
viewtopic.php?t=26026 (SLO discussion pages 28-32, sketch on 32) where various members have provided feedback. A search of SLO on the forum provides lots of feedback and there is a very good thread here
viewtopic.php?f=12&t=25684&hilit=SLO but an advanced search of SLO (see below fig) returns a lot of good things (see bottom fig).
hope this helps to start you off... and gives you at least one reply to read

as you have more specific questions and provide volumes/sizes etc people can assist with more specific answers
Attachment:
BYAP-Advanced search dialogue1.GIF
Where to find and how to use the advanced search for SLO information
some good topics returned below...
Attachment:
SLO search.GIF